Within the realm of businesses the longevity success is dependent on a number of factors, tools used to evaluate a company’s success are utilized by their shareholders in the forms of financial statements such as the income statement, or cash flow statements. For investors and potential investors looking to buy stock within the company the best tool that they use is stock profile analysis. The object of this report is to provide a clear company analysis provided for the view of an investor in evaluating the probability of buying stock from Ralph Lauren Corporation. Within this report will be an overview of the company’s background, brands, business model, along with a SWOT analysis that details their strengths and weaknesses as a billion dollar global company. Along with the aid of charts and financial analysis will help to guide the investor into future earnings that will net the investor considerable ROI in the next few years. This report recommendation is to buy stock within this company, based on their performance in the last five years, and their future performance.
Financial management is the balance of art and science to effectively and efficiently utilize money to meet the goals and objectives of the organization. The goals and objectives are aligned from the strategic vision of the senior leadership all the way through to the front line supervisors’ goals and objectives. This ensures that all of the effort and projects that are implemented during the lifecycle of the organization’s planning cycle are interrelated and corollary to one another. This helps eliminate the misappropriation of financial tools and assets. The art of financial management is mastering the perfect balance between financial tools, monetary assets, utilization balances between operating and capital expenditures and funding the right projects at the right time. This is complimented by the science and mathematical analysis of the current markets, money markets, debt and equity balances and ultimately the quantitative analysis fortifying key business decisions. Financial decisions on where capital is used and when it is allocated drives the projects which achieve the goals and objectives of the business. In any project there are three constraints that are always interrelated. The three constraints are scope, schedule and cost. The financial management decisions made are directly related to the operations of the business and the business’ ability to be successful. Throughout the financial management area of responsibility there are key functions that occur which encompass budget and forecast estimates, working capital management, raising capital through debt and equity options, outside investments into the organization, portfolio diversification and risk management. While the list is not all encompassing of the financial management role and responsibilities they do include key functional areas that facilitate financial success for the organization.
Freedom Communication is a family media enterprise that is operated on very strong family cultures. Raymond C. Hoiles (R.C.) a passionate voluntaryist and libertarian, founded the company. The family ran company has been handed down from generation to generation to remain a family owned and operated company. In 1982, the company sought outside help and the board appointed non-family executives as CEOs. James Rosse was appointed from 1992-1999. He supported the family business aspect and re-energized the family involvement. He implemented the G3/G4 Family Issues Committee, or as referred to in 1998, the Family Council. The company passing from family to non-family, back to family controls no relevance in the final outcome.
With the Affordable Healthcare Act prominent in each individuals mind, it is important to understand health insurance coverage. Health insurance options vary on an individual basis. Each person qualifies for a different type of coverage based on age and employment status. The Commonwealth of Virginia has specific guidelines regarding health insurance coverage.
Today’s healthcare costs are rising at a significantly higher rate than that of the average national income. The National Health Expenditure Accounts are responsible for estimating and calculating the total health care spending in the United States. This organization has been measuring the annual expenditures for the United States dating back to the early 60’s. They calculate health care products and services, public health activities, government administration, the net cost of health insurance, and investments related to health care. In 2011, healthcare costs reached 2.7 trillion dollars or 8,680 dollars per person in the United States. This equates to a 3.9 percent increase from the previous fiscal year. Healthcare spending accounted for 17.9 percent of the total spending in the United States. Data suggests that the increase in consumers’ use of health spiked in 2011 and has been on a constant increase since then. If this prediction is accurate, healthcare spending is expected to spike even more by 2014. According to NHEA, between 2011 and 2014 the national health spending is expected to grow at an annual rate of 5.7 percent. The United States healthcare expenditures can be divided into several sub-groups- individual out-of –pocket costs, private health insurances, Medicare, Medicaid, Veterans, third party programs, public health programs, and investments. Medicare and Medicaid costs have increased 35 percent collectively since 1976. Private insurance has increased 33 percent in that time; as a result, out-of-pockets costs have decreased over 15 percent since 1976. Today, 52 percent of the healthcare expenditures in the United States are publicly funded by tax payers. The remaining cost is paid by the government.
Clean Energy Fuels Corp (CLNE) operates alongside its subsidiaries in order to sell natural gas as the alternative fuel for vehicle fleets in various markets. (Yahoo Finance, 2013) “The Principle of Self-Interested Behavior”. Companies will act in their own self-interest that benefits them. In relation to the company, Clean Energy Fuels Corp (CLNE) they are currently building America’ Natural Gas Highway that operates as a network where vehicles can stop for natural gas fueling along the highways and metropolitan areas. (SEC, 2013)
This article describes a set of interviews with four Silicon Valley financial venture organizations regarding the framework they employ when evaluating potential opportunities. The participating firms include Kleiner, Perkins, Caufield, and Byers (KPCB), Menlo Ventures, Trinity Ventures, and Alta Partners, all of which have made substantial contributions to keystone organizations throughout the industries of technology and science, among others. Each business responded to several questions of a similar nature covering themes such as the assessment of business models, due diligence, financial analysis, decision processes, the role of risk, and the utility of exit routes.
Chapter 28 titled “Honing in on Cash Conversion” was did exactly that–it took direct applications of various business terms, and show a direct equation to figure out how long it will take for a business to become profitable, as well as how much money an individual company takes to finance.
According to past research the financial crisis was not just created in a couple of years, yet it has been building over time that can be contributed to a number of factors from various sources including banking, government, and other entities that have pumped or taken money out of the economy. In order to put the blame on one source, an understanding needs to make about the financial markets and the causes. The Great Recession labeled by many economists to describe the recent banking crisis of 2000 is labeled as the worst economic disaster since the Great Depression. The effects of the impact on the market are still being currently felt as the economy struggles to get back into its groove. The effects are not only being felt in the United States but globally as well as many countries suffered drops in their GDP, and value in their currencies. The crisis has contributed to record unemployment, increase of the number of citizens needing government assistant, increase in bankruptcies, and people being forced to leave their homes for apartments. The question that has been plaguing everyone is trying to understand who is to blame.
- Evaluate the founder’s decisions regarding the split of equity and compensation level. As potential venture investor in the company, would these decisions concern you?
In my opinion the decision of splitting the equity and compensations equally for every founder was pretty logical at the moment when NanoGene was created, but as it seems through time this should have changed. As time went by roles within NanoGene were changing and also responsibilities, so compensations and salaries may have changed according to the duty the founder perform and some equivalence with market salary for the same job.
Although the U.S. financial system has numerous roles in the economy, its central role is arguably the efficient allocation of capital between savers and borrowers. The financial system strives to efficiently channel capital (investment) from savers to borrowers who may invest the capital in business. “Savers” in the economy can take different forms such as individuals (wage earners), companies, and pension funds. “Users” of capital in the economy can also take different forms including entrepreneurs and firms. Thus, US financial markets consist of many different actors and markets that all work together to ensure efficient allocation of limited capital resources.
As the new administrator of the Miami Medical Group, I am tasked with the promulgation of a new cash management system for the Group. There are two main principles underpinning the new group. First, there is a group of older doctors that prefer a cash payout (dividend) at the end of each year. There is also a group of newer doctors that wants a more conservative approach to financial management: They prefer to have more money left in the bank rather than a full payout at the end of each fiscal year.