Categories
Nursing

Literature Review Matrix

For this Assignment, you will conduct a search for literature on your selected practice problem. A Literature Review Matrix template will be used to identify gaps in the literature.

Categories
Medicine and Health

The Effects of Prosthetic Material on Stress Distribution

Abstract

This research is a finite element analysis, which involved the evaluation of dental implant systems characterized by prostheses of a different material. The study sought to determine the difference in stress distribution on the crowns, abutments, implants, and bones, as determined by the material used in designing the crowns. For clarity and distinction, the setups were named system 1 and 2. System 1 consisted of metal-ceramic crowns, while zirconia crowns were used in system 2. In both setups, titanium abutments were used. An equal load of 50 N was applied in both systems, and the stress distribution on the bone, crown, implant, and abutment determined and recorded. The length and diameter of the implants were constant, 10 mm and 3.3 mm respectively. There was a significant difference in stress distribution between the two systems, as far as the bone, crown, and abutment were concerned. Therefore, the dental implant systems with metal-ceramic prostheses produce less stress on the alveolar bone and the abutment complex, and greater stress on the prosthesis. On the other hand, dental implant systems having zirconia prostheses produce higher levels of stress on the alveolar bone and the abutment complex and less stress on the prosthesis.

Categories
Other

Unit 3 Proposing a Counseling or Psychotherapy Group

Introduction

Group psychotherapy refers to counseling offered to a number of people at the same time who share a common problem. Other definition states that the concept entails the process by which a psychologist implements different leadership theories and styles in guiding a group of people, from five to fifteen individuals, to deal with a harmonious issue among the people (Bemak & Chung, 2015). Such problems may include ineffective social skill, substance abuse, eating disorders, at-risk behavior for youths, traumatic loss, bereavement among others. The use of group counseling has proven to be a beneficial intervention in the treatment of an array of psychological issues. One of the merits of the measure is its ability to dispense an experience of universality for the patients. They are made to feel that their problem is also endured by other people. Such insights are a vital source of relief and a great motivation to embrace all treatment that the patients are subjected to.

Categories
Computer Science

Literature review

Introduction

To begin a systematic analysis of data warehousing technology and to arrive at a best practices model of data warehousing, it is first necessary, to start with, an original definition of data warehousing and to arrive at an operational definition of data warehousing for this body of work.  Informatica (2019) defines data warehousing as a technology that is used to compile structured data from one or more source with the aim of creating business intelligence that serves as the basis for strategic business decisions.  It can be distinguished from a standard database in that it is used to depict data over time and has the inherent capability to offer unique insights into a business.

Categories
Economics

Economic Naturalist

Introduction

Different People face various circumstances and situations when making decisions (Wayne 48). Decisions usually have implications under most of these circumstances (Fallis 379). Over time, Studies have revealed a significant difference in regards to how economic naturalists and non-naturalists make decisions (Robert 194). The explanation offered is that an economic naturalist can see the expression of economic principles in their everyday life. Studying economics changes how people see things from an economic point of view. Economics courses focus on ensuring that students realize economic principles in all aspects of life, and utilize economic theories in decision-making processes. The course focuses on two questions that are an excellent example, as they are everyday occurrences that the population often overlooks as they are used to them. The Braille on drive-by ATMs though strange from our perspective is another great example that has a logical answer. Economists tend to discuss simple terms in a complicated manner, something that this paper avoids when answering the questions presented below. The paper starts by discussing the link between social and economic theories, explaining how social economists regard gifting with products and services as opposed to money. After the discussions, the study delves into explaining the concepts of growth and income in economic terms. This discussion focuses on expressing how changes in outdoor appliances are being experienced with regards to the quality of the products becoming more advanced each time. Furthermore, there is continual improvement in the type of products being used, and when the products are introduced, they only serve the high end market. However, over time, they become available to the middle and lower level classes, as new appliances are introduced for the luxury market. After discussions on outdoor appliances, the paper provides a rationale behind the availability of taxis during rainy seasons and the changes in price. All of the explanations that the paper presents focus on how economic principles apply in everyday life, but often go unnoticed.

Categories
Finance

Bank financial analysis xlsx*

Bank financial analysis

Categories
Finance

Gains Capital Holdings (GCAP) and Peoples Bancorp (PEBO) Financial Analysis

Peoples Bancorp

Introduction

Peoples Bancorp is a financial Institution that runs as Peoples Bank holding company. The bank provides retail and profitable banking services. The company is in the business of accepting deposits comprising demand deposit accounts, money market financial records, Savings accounts, as well as a certificate of deposits. It also provides for-profit real estate mortgages, real estate constructions loans, and residential real estate lending among other financial products. Further, it also provides brokerage services via non-affiliated brokers and credit cards to businesses and consumers. As of February 24, 2017, Peoples Bancorp Company operates 80 offices, that is, bank branches that operate on full-service and more than78 automated tellers machines (ATM) in different states of the United States.

 

Financial performance

Return on Assets

ROA = Net Income / Total Assets

=31,157/3,432,348 *100 = 0.91%

The company is an averagely high performing company with a return on Assets invested (ROA) at 0.91% for 2017.

Return on Equity

Return on Equity = Net income/shareholders’ equity

=31,157/435,261*100 =7.16%

The company also had a return on Equity 7.16% which is relatively low, reporting an equity multiplier of 7.67 times which is quite low as well. Although the company appears to have a low performance, it can be seen to be performing well compared to its previous performance with annual revenues increasing by 7.49% up from $15.5 million. Also, the company’s net income from continuing operations increased incredibly by 184.7% up from $ 10.9 million. The Banks performance reflects a profit margin of 22.84%, and an asset utilization of 3.32% which is relatively low as the company’s revenues are quite low compared to its total assets.

Risk Analysis

Regarding risk analysis, the company has a relatively high liquidity risk as it has invested minimally in short-term securities. The company spends most of its resources in long-term securities with investments increasing by 4.9% from $ 2.9 billion. It is quite evident that the company majors in Wholesale business that is commercial estate loans, real estate construction loans as a source of revenue. The company also has a relatively low capital risk of $ 2.9 billion, and it is highly leveraged. Be it as it may, the company has great prospects of performance with the real estate industry forecasting greater performance with demand expected to increase despite the real estate’s industry risk such as a change in demand,  change of priority for building management companies and other macroeconomic factors.

Gain Capital Holdings

Introduction

Gain Capital Holdings Inc. is a financial provider, majoring in solutions to retail and trading services and offering institutional and future service customers throughout the world. The company works in three faces: Institutional, Retail, and Futures. Its key interest is on exchange-traded markets and over the counter and offering to a variety of financial of financial products, such as precious metals trading and spot foreign exchange, besides contracts for differences on indices, commodities, currencies, bonds, individual equities, and interest rate products: spread bets and over the counter options on FOREX, together with provision for trading of exchange-traded options and futures.

Financial performance

The company’s revenue is derived mostly from interest income, particularly loans offered to its clients to proportions of 84%, as investment and securities together with other interest and dividend income contributing the remainder. GCAP appears to be in excellent shape as its aggregate profitability is above average with limited capital risk.

Return on Assets

ROA = Net Income / Total Assets

35,272 / 1,430,084*100 =2.47%

The institutions ROA reflects profit margin of 0.94% and an asset utilization of 0.45% such that its profit margin is equal to 2%. Both the profit margin and the asset utilization are quite low showing minimal performance indicating the company’s increased expenses that reduce the profits considerably.

Return on Equity

Return on Equity = Net income/shareholders’ equity

35,272 / 294,182*100

The return on equity is also relatively low at 4.68%. It’s evident that the company’s financial performance highly depends on Loans offered both commercial and personal loans.

Risk Analysis

It’s important also to note that due to this, the bank may highly benefit from problem loans that arise due to the difficult economic status of the country. However, it is highly plausible that future performance may be affected by credit risk. GCAP has less liquidity risk with the company having a good percentage of short-term securities whose value almost match their fair value. The company has great access to borrowed funds, hence the high leverage enabling it to carry out its activities. Though the company’s performance is low, it would be at a better level if it diversified its markets more or gain access to new funds.

Appendix

Summary of financial ratios and performance measures

Summary GCAP PBO
PE ratio 23.68 16.8
Market capitalization 327.716 617.17
EPS 0.31 2.01
Profit Margin 3.84 22.84
Return on Assets 0.94 1.07
Return on Equity 4.68 8.21
Equity Multiplier 4.98 7.67
Asset utilization 0.45 3.32

 

Work cited

Sgueo, Gianluca. “Converging Methods of Governance at the Supranational Level. The Role     of Civil Society Coalitions.” (2017).

Abraham, Tara Marling. “From Merchant to Manufacturer.” (2017).

 

Categories
Business

Memorandum

TO:

FROM:

SUBJECT:

DATE:

OVERVIEW

This paper is concerning the removal of NAFTA and the formulation of an industry wide strategy to protect California’s agricultural industry. NAFTA has come under fire from the American government due to perceptions of unfair trading practices that benefit Mexico more than the United States; regardless of the truth of these assumptions, the political conversation surrounding the trade agreement has led to many to believe that NAFTA will be revoked. This will have serious effects on California’s agricultural sector, which is reliant upon intercontinental trade in certain goods to remain competitive. Business strategies were constructed by estimating the likelihood of each possibility and comparing them to the expected result, as well as through predicting market behavior.

Categories
Economics

Economic Naturalist

Introduction

Different People face various circumstances and situations when making decisions (Wayne 48). Decisions usually have implications under most of these circumstances (Fallis 379). Over time, Studies have revealed a significant difference in regards to how economic naturalists and non-naturalists make decisions (Robert 194). The explanation offered is that an economic naturalist can see the expression of economic principles in their everyday life. Studying economics changes how people see things from an economic point of view. Economics courses focus on ensuring that students realize economic principles in all aspects of life, and utilize economic theories in decision-making processes. The course focuses on two questions that are an excellent example, as they are everyday occurrences that the population often overlooks as they are used to them. The Braille on drive-by ATMs though strange from our perspective is another great example that has a logical answer. Economists tend to discuss simple terms in a complicated manner, something that this paper avoids when answering the questions presented below. The paper starts by discussing the link between social and economic theories, explaining how social economists regard gifting with products and services as opposed to money. After the discussions, the study delves into explaining the concepts of growth and income in economic terms. This discussion focuses on expressing how changes in outdoor appliances are being experienced with regards to the quality of the products becoming more advanced each time. Furthermore, there is continual improvement in the type of products being used, and when the products are introduced, they only serve the high end market. However, over time, they become available to the middle and lower level classes, as new appliances are introduced for the luxury market. After discussions on outdoor appliances, the paper provides a rationale behind the availability of taxis during rainy seasons and the changes in price. All of the explanations that the paper presents focus on how economic principles apply in everyday life, but often go unnoticed.

This question on why human beings choose to give gifts of items rather than the most usable tangible object, money, is an economist’s favorite riddle. Many have analyzed the question, and each social economist has a different response to it. The problem that many economists face is their inability to apply economic decision making, to social events that can be easily explained. Giving cash is only socially acceptable in certain circumstances, for instance in weddings, birthday parties or during Christmas. The reason for this is simply that gifts mean something to both the receiver and the giver. The only significance of monetary cash is that it can be used to purchase anything.

Humans are social creatures and gifts are given for a variety of reasons. They help to build relationships with other people. However, there is an economic loss in present giving, at least according to economist Joel Waldfogel (Waldfogel 319-324). Gift giving results in a deadweight loss that is one-tenth to one-third of the gift’s value. These estimates are wide, as it depends on the nature of the present. According to Waldfogel, gifts given by immediate family members or significant others are more efficient than those given by the extended family are. The logical theory behind it is that in close relationships the giver and receiver know each other’s preferences, which reduces the deadweight loss. One of the most important and logical findings from this research is that cash gifts were more likely to come from givers that believed that any gift they give would have a lower utility than the cash itself through being unaware of the recipient’s preferences.

This research is out of the ordinary as it is logical and rational. While it does not always explain every gift, such as grandparents’ preferences for giving sweaters or other unwanted gifts, it is interesting as it provides some economic rules behind how people should offer gifts. However, a clear gap is evident between the research and its application, as Waldfogel’s theory only applies to specific situations. This approach does not explain how someone would provide another with a gift for a housewarming party, or what an excellent gift for a baby shower would be. The society dictates that cash while being the most useful, is not a recommendable gift. People would be looked down on in these circumstances; one only needs to think about him/ herself in a similar circumstance to know this is true. Many economists ignore the utility in receiving as well as giving a gift. For example, it would be embarrassing to wear a sweater that a grandmother has knit with tangible reindeer on it in public. Regardless, the grandmother gains a significant amount of utility in hand knitting the sweater and giving it to her loved ones. However, the recipient may derive no pleasure from wearing it but may receive utility from knowing that someone cares about them enough to spend so much time making a sweater. Thus, the main problem with this line of research is that the anthropological perspective fails to take into account the utility arguments of economics (Swanson). Besides, the economic perspective fails to take into account the anthropological assumptions on why certain gifts and actions provide more utility to certain individuals than others. Researchers need to carry out additional research, as it is clear that economists need to consider the utility provided to the gift givers as well.

Categories
Education

Repeated Reading. Chapter two

REVIEW OF LITERATURE

Introduction

Repeated reading (RR) is a popular intervention used to improve fluency in struggling readers (Meyer & Felton, 1999; Samuals, 1979; National Reading Panel, 2000). RR has a history of helping students build reading fluency for over 40 years (Kostewicz, Kubina, & Gallagher, 2016). Several types of research indicated that repeated reading is an evidence-based practice and provide research supporting this view (Dowhower ,1989, Therrien, 2004, Herman, 1985,Vadasy & Sanders, 2008, Musti-Rao et al., 2009, Lo, Cooke, and Starling, 2011 and Zawoyski, Ardoin, Binder, 2014). The National Reading Panel in 2000 identified RR as an effective method for increasing word recognition, fluency, and comprehension.  However, researchers such as Savaiano and Hatton, 2013, Ari, 2011, and Hawkins et al., 2015 have found inconclusive evidence that RR is more effective than other teaching used for improving students’ fluency and comprehension.  Therrien’s research indicates the variations in effectiveness are correlated with the types of methods used within the RR program being studied (Therrien, 2004).  Thus, a critical review of RR studies should be established to discuss their general efficacy, delineate “best practice,” and target areas requiring further research. The discussion of the RR studies cannot be undertaken without first acquiring a greater understanding of the foundation for this intervention. Hence, in this chapter repeated reading will be examined in greater detail, focusing on how it is conceptualized theoretically and how RR interventions have been applied in practice.

Categories
Education

Repeated Reading

CHAPTER TWO

REVIEW OF LITERATURE

Empirical Studies of Repeated Reading

Studies specifically addressing repeated reading outcomes since 1979 have number over hundreds, with countless others either using it as a method or just mentioning it as a method  for effective reading without focusing on the intervention itself. There were more than 200 reviews of repeated reading interventions that have appeared in the literature since that time (Meyer & Felton, 1999; Kuhn & Stahl, 2003), including multiple meta-analyses (NRP, 2000; Chard, Vaughn, & Tyler, 2002; Therrien, 2004; Morgan & Sideridis, 2006). The following review begins with the meta-analyses as support of RR. Then, individual studies are reviewed to examine more closely the variability across studies in an attempt to identify the most promising applications and delineate gaps in our current knowledge